The first Lease-to-Own company for digital assetsOwn it in time.
Choose an asset, set your down payment and your term within approved limits, and the price is fixed the day you act. You hold the value of the asset from day one; title transfers to you once the plan is complete. That's Conditional Sale — a purchase with the price of time built in, not a loan.
Referral code REF-J3H4F6B applied automatically at signup.
How Conditional Sale works
You are a buyer, and what you pay is a price — disclosed up front, payable over the term you choose. There is no loan, no leverage and no position that closes on a market move.
1. Pick your asset
Choose from admitted assets — from major digital assets to tokenized equities and gold. BitLease buys the asset for you at that day's fixed price.
2. Set your terms
Choose your down payment and your term within the approved range for that asset. The complete price is shown before you sign, and it never moves.
3. Own it over time
You hold the economic value of the asset from day one. Keep paying on schedule, and title transfers to you in full once the plan completes.
Build your deal
Configure a Lease-to-Own deal within BitLease's approved policy ranges and see an illustrative estimate before you continue to sign up.
Range for XAUT: 10%–90%
Illustrative estimate
- Asset value
- $2,650
- Down payment
- $265.00
- Monthly installment
- $90.84
- Total payable
- $3,535
- Est. rate this term
- 1.00%
This is an illustrative estimate, not a quote, offer, guarantee, loan or yield. The price shown in the Deal Builder at signature is the price that applies. Reference prices used here are for preview purposes only and are not live market data.
Built on a structure, not a promise
Conditional Sale is a structure with a long history in finance. BitLease brings it to digital assets and layers disciplined risk infrastructure underneath it.
Title held until completion
BitLease retains title until your obligation is fully settled. The asset's value is yours from the outset; a rise or fall in price is your gain or loss, not BitLease's.
Portfolio risk controls
Every admitted asset passes concentration limits, exposure limits and valuation discipline before it is offered, keeping the structure stable by design rather than by market luck.
HyperHedge risk layer
Underneath the contract sits HyperHedge, a dedicated risk-management capability funded on every deal. It manages BitLease's own book — it is not insurance, cover or a guarantee to you.
BitLease is not a bank, an exchange or a lender, and offers no guarantee, insurance or protected return. Ownership completes once your obligation is fully paid.
The price of today, on a plan you can meet.
Set your down payment, choose your term, and start owning the asset from day one. Signing up uses referral code REF-J3H4F6B automatically.
Have questions first?
Send us a note and a BitLease partner contact will follow up. Ready now? Use Get Started instead — it's the faster route to owning your asset.